The concept of collective consumer interest
本帖最後由 Joita9865 於 2023-10-11 12:37 編輯The parties to the contract concluded in this way are: Forfaiter/assigner – seller of receivables/exporter, seller of products or services abroad/company using the forfaiting service; Forfaiter – a bank or other financial institution that buys the forfaiter's receivables. The importer forfaiting debtor obliged to pay and the bank servicing him guarantor also take part in this process, but they are not parties to the contract. It is worth mentioning that forfaiting is concluded through the so-called an unnamed contract that is not regulated by any legal provisions.
This results from the generally applicable principle of freedom of contract in Polish law, which allows philippines photo editor you to create their terms in any way you want. Of course, they must still comply with other regulations. Typically, the provisions of civil law regarding the assignment of receivables and sale are used in this case. Forfaiting process Forfaiting is based on the fact that the exporter sells his goods outside the country with a long payment term. For this reason, it concludes a trade agreement with the importer, who also becomes the debtor. Then the buyer of the goods turns to a bank or financial institution to secure this payment. This is usually done by issuing a bill of exchange or concluding a letter of credit with the other party to the transaction.
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The forfaiter then buys the resulting receivable before the end of the payment period and collects discount interest or takes over the risk of the buyer's insolvency. Fulfillment of the terms of the trade agreement between the exporter and the importer - delivery of goods, provision of services. The bank pays the agreed amount of the receivable from this value it also charges a commission for intermediation in the entire process to the exporter. The transaction comes to an end - the importer is obliged to repay the amount due.
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